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HELP TO BUY

With assistance from the Scottish Government, you'll be one step closer to owning your dream home with Cater Homes. The Help to Buy scheme enables home-buyers, like you, to be able to achieve your ambition - with the help of a low deposit, as low as 5%, and an affordable mortgage of between 80% and 85%

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WITH THE HELP TO BUY (SCOTLAND) SCHEME, YOU PURCHASE 100% OF YOUR HOME AND LEGALLY OWN 100% OF YOUR HOME.

Under Help to Buy, the government provides an equity stake as follows:

  • The Scottish Government provides an equity stake of up to 15%

  • You arrange a mortgage for up to 80%

  • Meaning your deposit is just 5%